College Savings Calculator

Plan your 529 or education savings to ensure you can cover future college costs.

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Average 4-year public: ~$100K; private: ~$220K (including room/board)

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Projected Savings at Age 18
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Funding Gap
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Years to Save
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Required Monthly
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Total Contributions
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Investment Growth
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529 College Savings Plans

A 529 plan offers tax-free growth and tax-free withdrawals for qualified education expenses. Many states also offer state income tax deductions for contributions. Start early to maximize the power of compound growth.

Tips for College Savings

Even small monthly contributions add up over 18 years. Encourage grandparents and family to contribute for birthdays and holidays. Consider an age-based investment portfolio that automatically becomes more conservative as college approaches.

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